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Financial protection designed for a global world.
If the person responsible for the family income passes away, the entire family structure is shaken. Life insurance coverage at this time makes all the difference. With this resource, household costs, children's education, and other financial responsibilities remain intact.
We serve US and foreign clients with first-tier insurers and benefits in USD, developed to protect families and businesses in the face of unexpected events.
Attention: Real Estate in the US
For non-US citizens, the inheritance tax (Estate Tax) on real estate in the US can reach nearly 40-50% of the asset's value. Life Insurance is the simplest and most effective tool to cover this cost, preventing the family from needing to sell the property hastily to pay taxes.
What is Individual Life Insurance for?
- Planning for asset succession.
- Protection for Real Estate in the US (Estate Tax).
- Tax-exempt insurance benefit.
- Family protection and income maintenance.
- Guarantee for education expenses.
- Use in retirement (Insurance with Accumulation).
- Simple term insurance (Term Life).
Types of Coverage
Term Life Insurance
Coverage for a defined period (10, 15, 20, or 30 years). Ideal for high-value protection at a low cost during the productive phase.
Differential: "Return of Premium" option, where 100% of the amount paid back to you if there is no claim.
Permanent Insurance (Whole/Universal)
Lifetime coverage that combines protection with an investment account (Cash Value). Allows accumulating reserves in Dollars with tax advantages.
Ideal for: Asset succession, legacy, and complementary retirement.
I NEED LIFE INSURANCE
Our consultants can provide more information on this subject and the best ways to protect yourself.
Speak with a Consultant
Partner Institutions
We work with the most solid insurance companies in the market
Frequently Asked Questions
No. Depending on the structure (as in Permanent Insurance), the plan can accumulate financial reserves (Cash Value) that can be accessed during life for retirement or emergencies, in addition to offering living benefits for critical illnesses in some policies.
Contracting in a strong currency ensures that the insured capital does not lose purchasing power with inflation or currency devaluation in your home country, ensuring real protection for the family's assets.
Yes. For foreigners, the inheritance tax (Estate Tax) on real estate in the US can be very high (up to 40%). Life insurance provides the immediate, tax-free liquidity needed to pay these fees, avoiding the forced sale of the property.
Planning is an act of love.
Ensure your family's future is secure, no matter what happens.
